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Youth – Investing

How does money grow?

Investing is a way to make money with your money. First, you have to earn money. As a kid, you get money from allowance, gifts, services, or from an after school job. Try to save some, if not all of this money. The next step is to make your money grow through investing.

How should I invest?

There are two main reasons why you should invest:

  • To stay ahead of inflation.
  • To achieve financial goals.

Inflation causes the increase of prices. When a CD goes up from $20.00 to $25.00 or when gas goes up in price per litre, we say that is inflation. You need to make more money just to keep up with the rising cost of living.

Financial goals can be separated into two types:

  • Short-term goals - Things that you need or want now or within the year, such as a bike, a computer, or a video game. Generally, it takes less money to reach these short-term goals.
  • Long-term goals - Things that you need or want in a few years or more, for example, going to college, buying a house, and even starting a business. Generally, these goals are expensive and require some planning. When should I invest?

The earlier you start investing, the sooner you can reach your financial goals. Investing is like "planting" money. A small amount of money invested will often grow to a larger sum over time. You’ve heard the phrase, "Time is money." With investing, time also makes money.

What are the risks?

Although investing can make money with money, the downside of investing is that there is a risk of losing your money.

The key to investing is to minimize the risk and to maximize the financial reward. For this reason, it is important to understand the many ways to invest money. Once you have the basics of investments, check out what we have to offer:

  • Term Deposits
  • Short term
  • Long Term
  • Mutual Funds
  • Money Market funds
  • Bond Funds
  • Stock Funds

Check with our experts at North Peace Financial Planning to learn more about these investments and how they can help you to “grow” your savings. Call for your free appointment today (250) 787-0365. The earlier you start , the easier it is later.


Financial Planning, mutual funds and other securities are offered through Qtrade Advisor, a division of Qtrade Securities Inc., member IIROC and CIP. Mutual funds are also offered through Qtrade Asset Management Inc., member MFDA.