Anyone! Credit Union membership is open to everyone.
Anyone wanting to become a member of North Peace Savings and Credit Union must purchase a minimum number of shares valued at $1.00 each.
Minimum requirements for Member Accounts are as follows:
Note: Members can increase their membership shares investment up to a maximum of $1,000.00 per member.
As a member of North Peace Savings and Credit Union you have access to all of our products and services. You have a vote at the Annual General Meeting giving you an active voice in the affairs of your Credit Union. Also, at the Board of Directors' discretion, you receive dividends and patronage rebates that are based on our year-end financial results.
Membership is the most distinctive feature of the credit union system. It is what differentiates us from other financial institutions. It involves sharing, and being part of a community whether geographic, ethnic, or work-related.
We abide by and practice the Co-operative Principles and Philosophy in all our relationships. We conduct business with our members, each other, other credit unions, our community and the organizations with whom we associate on a mutually beneficial basis.
We adhere to the strictest ethical standards. We maintain open, honest communication and the highest level of financial integrity and accountability.
We respect all people equally, both as individuals and collectively. We further respect the spirit and intent of all applicable laws. We will ensure an openness, fairness and trust among all our people, at all times and under all circumstances.
We are committed to a sound and progressive leadership within North Peace Savings Credit Union and the Credit Union system. We work together always in a spirit of mutual understanding, support, participation, teamwork and harmony.
We are professionals working together to achieve the highest standards of excellence in service to members and everything else that we do.
We have a sincere and dedicated commitment toward the betterment and development of our community. We participate in and support meaningful community activities.
Social Responsibility is targeted support designed to meet the needs of our members and community. In 2003 the board committed to a funding formula for Social Responsibility projects. Our annual Social Responsibility allotment is based on a percentage of our earnings from operations, as follows:
Please contact the Fort St John branch for information regarding social responsibility support.
North Peace Savings and Credit Union has a sincere and dedicated commitment to the betterment and development of our community. This commitment is embraced by our staff and demonstrated by their actions. On the last Friday of each month, our staff pledge $5 to wear casual clothes. This money is matched dollar for dollar by the Credit Union and donated to local community service groups.
North Peace Savings and Credit Union is committed to Community and to encouraging and supporting our people in their community endeavors. Our members make the Credit Union choice with the expectation that the Credit Union will in turn make the Community choice on their behalf and with their needs and desires in mind. North Peace Savings and Credit Union strives to "meet the needs of people" by:
The Credit Union Deposit Insurance Corporation (CUDIC), a government corporation, was established in 1958 to protect credit union members against the loss of deposits held by British Columbia credit unions. CUDIC's responsibility is to administer and operate a deposit insurance fund. The Financial Institutions Commission (FICOM), an agency of the Government of British Columbia, is responsible for administering CUDIC and for administering the regulation of financial institutions operating in the province. As of October 2008, Credit Unions in BC all have unlimited deposit insurance coverage on deposit accounts. More Information is available at: